Everything About Nothing

Welcome to the January 12, 2009 edition of promote a business online for free.

Dave Dunn presents The Importance of Creating an Email List - Why You Need To Build Trust posted at Dave Dunn, saying, “One of the first things you will hear when starting out in Internet Marketing is ‘the money’s in the list’. Yes that’s right folks, the money is in the list, and this will hold true for any business online. No matter whether you are selling information products or designer jewelry; you will not have much long-term success in online sales without having the email list to sell to.”

Kelly Sonora presents Top 100 Blogs For Small-Business Cost Cutting Inspiration posted at Web Design Schools Guide.

D.Osman presents 13 Reasons Why You Should Create Product! posted at No Hype…No Fluff…No B.S. ! Marketing Product Reviews And Info.

Free online tools

Anthony Delgado presents Starting a Free Online Business – Promotion posted at Need Extra Cash?.

General Tips

Anja Merret presents YouTube and money and you for a winning formula posted at marketing fundi, saying, “Who would have thought that it’s possible to make money via YouTube.”

Tami Blodgett presents OWA ROUTE TO SUCCESS posted at Online Wellness: A Safe Haven, saying, “MAx Fabry explores the necessity of the internet for every wellness practitioner in this age of technology.”

Welcome to the November 10, 2008 edition of credit crisis managementDave presents The Proper Use of a Debit Card posted at Cheapo Groovo.KCLau presents Financial Consideration for New Parents in Malaysia posted at KCLau’s Money Tips, saying, “Recently, there is an interesting post written by Xin Lu at Wisebread about the financial consideration of having a newborn baby. The article is more catered to the situation in the USA. Although it might differ in terms of currency, the other facts might similar and worth our study. This sparks the idea of writing this post to share with you the financial side of being a new parent in Malaysia.”

nickel presents Another Fed Rate Cut - Time to Load up on CDs? posted at fivecentnickel.com.

nickel presents Second Stimulus Package? Another Check Might be on the Way posted at fivecentnickel.com.

KCLau presents Case Study: Financial Goals of a Malaysian working in Singapore posted at KCLau’s Money Tips, saying, “Subscribe to my Newsletter to receive the Top Money Tips for Malaysians ebook. What you will get: * Top Money Tips e-book * Budgeting e-book (a week after signing up) * Insider’s tips not published here”

TheMoneyHawk presents Reality Check: The President Can’t Save Us, Nor Should He posted at The Money Hawk, saying, “Everyone in the country needs to read this article, period.”

News

Weight Ladder / Rich Leverage presents Debt and the Credit Crisis posted at Rich Leverage.

Surfer Sam presentsThe Bank Crisis, the Subprime Mortgage Crisis and How they Affect You posted at Surfer Sam and Friends.

Debt Wizard presents Credit Cards- What To Look For posted at Money Help.

Joe Manausa presents How To Stay Calm In The Real Estate Market posted at Tallahassee Real Estate Blog.

imarketing4s presents How Can I Get Credit Card Counseling Debt Consolidation? posted at Free Debt Consolidation: Qualified Financial Management.

Your opinion

Mark Montgomery presents The Credit Crunch and Financial Aid: What Will It Mean for College Admissions? posted at Great College Advice.

Mr Credit Card presents Changes To Marriott Rewards: The Truth Is Out There posted at Ask Mr Credit Card.

Raag Vamdatt presents Money Fundamentals: Spending, Investing, Credit, Debt :: RaagVamdatt.com :: Financial Planning demystified posted at RaagVamdatt.com.

hank presents Is Home Ownership Just Fancy Propaganda? posted at My Investing Blog.

sherin presents Economic Recession and Preparing for a Recession posted at Investment Internals, saying, “A study on the preparation for recession time. Focused on Savings, Portfolio and Job security. An educational article for ordinary person to help self to build a self defense against problems from economic slowdown i.e. recession”

Raymond presents Where Is The Safest Place To Save Or Invest Your Money? posted at Money Blue Book.

Raymond presents Where Are The 12 Month 0% No Balance Transfer Fee Credit Card Offers? posted at Money Blue Book.

As part of the $700 billion bailout bill, the Federal Reserve was given the power to pay interest on reserves held at the central bank for the first time. This move was set up to narrow the gap between the key lending rate, the rate at which banks take out loans from the Fed, and the rate that is paid to hold that money in excess reserves in the central banks. With the credit crisis continuing to affect many markets, it was hoped that help to encourage trading in the funds market.

One of the primary ways that the Federal Reserve has of tweaking the economy is to change the interest rate tied to loans it makes to the central banks. However, this wasn’t seen as sufficient during this historic credit crisis. They continue to look into new ways to make the central banks more stable, so they can continue to loan monies, and also to give an incentive to the markets to continue trading.

Whether this will actually work, no one knows. It will take time to see the effects of these moves on the markets. Right now, regional banks are not in a lending move and it doesn’t appear that the actions have had much effect from the consumer standpoint. However, from a banking standpoint, it may be relieving much of the fear of having no funds, should a run on the bank occur, or not making sufficient monies to cover operating expenses.

For useful tips, advice and information relevant to today’s economy, visit http://www.nationalpayday.com/blog/